Our aim is to preserve and increase your assets in the long term. To ensure this, we develop the ideal solution for you. Aligned with your financial goals. Implemented through an optimal combination of asset classes.
Hauck & Aufhäuser’s Wealth Management unit determines the best possible solution for your financial objectives and implements it accordingly. In doing so, we earn your trust through outstanding performance, transparency and prudent investment. In regular reporting meetings, we report on developments and explain the future investment strategy - so that you are always aware of the current status of your assets. Even when the stock markets are booming.
We offer state-of-the-art investment management.
BURKHARD ALLGEIER, Chief Investment Officer
Hauck & Aufhäuser Privatbankiers AG
1st place in "Germany's Best Banks" Test
Category "Best Private Bank"
H & A Renten Global
H & A Wandelanleihen Europa
H & A Aktien Small Cap EMU
H & A Unternehmerfonds Europa
Our range of wealth management services perfectly matches our core competencies. We focus on those areas in which we have proven experience and focus on traditional investments such as equities and bonds. This is where we have built up considerable know-how over decades - one of the reasons why we, as an award-winning asset manager, maintain and grow a steadily increasing number of assets over the long term.
As a private bank in the heart of the continent, we not only have extensive expertise in European blue chips, small and mid caps, but also offer you a global investment horizon.
Market capitalization benchmarks are mostly arbitrarily defined. For this reason, our investment style deliberately and significantly deviates from these benchmark indexes.
We analyze markets and securities on the basis of your business data and the economic climate. We take our investment decisions on the basis of these in-depth assessments. All decisions are pre-filtered through a quantitative model as an anchor in order to consolidate the information generated.
Our investments in all markets and securities are conducted on the basis of defined research processes. We only invest in areas where these research processes are established. Our analysis and decisions are independent, and we attach great importance to quality and objectivity.
Which portfolio is best for you depends on your investment mentality and your personal appetite for risk. We determine the structure of your portfolio on the basis of scientifically established criteria and with a clear understanding of added value. Underlying this is the knowledge that individual investments do not develop in a homogeneous manner over time, but that there is a complex interplay between the asset classes. We take this into account. By skillfully combining different asset classes, we minimize the risk compared to individual investments - with the same expected return.
The above illustration refers to four sample strategies and is therefore for illustrative purposes only. It is neither an investment advice nor an investment recommendation.
Where statements are made about market developments, returns, price gains or other asset growth as well as risk ratios, these represent only our forecasts. Tax aspects and costs are not taken into account. In particular, past performance, simulations or forecasts are not reliable indicators of future performance. Assets can rise as well as fall. We therefore accept no liability for the accuracy, completeness or timeliness of all information.
Return expectation p. a.
The return is used to measure the total return on capital employed (current income and appreciation in value).
The expected return on the portfolio p. a. is calculated from the investment structure (portfolio units by asset class) and the expected returns per asset class determined by our in-house team of experts.
Volatility p. a.
The volatility of historical time series describes the standard deviation. It describes the range within which the return will move with a probability of around 68 percent. The greater the standard deviation, the greater the fluctuation margin of the yield. Example: Yield 5%, standard deviation 6% - the yield will be between -1% and +11% with a 68% probability.
We determine the volatility of the portfolio from the historical development of the weighted indices underlying the respective asset classes since 1990. In doing so, we take into account the interactions between the asset classes. For our optimization, we use the range of fluctuation of the portfolio on an annual basis in the period under review.
Value at Risk (95%)
The value at risk is an indicator that describes the loss that will not be exceeded within a certain holding period with an assumed probability. For example, a value at risk (95) of 6.6% on an annual basis means that if a loss occurs in the next 12 months, it is 95% likely that it will not exceed 6.6% of the investment amount.
With risk-adjusted investments, the aim is to achieve a higher return comparable to that of fixed-income investments - with a lower risk comparable to that of equity investments. As a rule, this is implemented by means of individual certificates, such as discount certificates, bonus certificates and reverse convertibles. In the case of discount certificates, for example, the issuer grants a discount on the current market price of the share/stock index. This represents a risk buffer for the investor. In return, the investor only participates to a limited extent in the performance of the underlying up to a fixed price (cap).
Our subsidiary Hauck & Aufhäuser (Schweiz) AG is a specialist for ethical and sustainable investments. At our Zurich office, we offer comprehensive services in the area of sustainable asset management and investment advice - for both private and institutional investors.
We see sustainability not only as a megatrend, but also regard investment in sustainable business models as an elementary building block for society. For more than 20 years, Hauck & Aufhäuser has been offering ethical and sustainable investment concepts with which you can support a positive social development.
Sustainable companies as stable investment targets - our theses: